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The debt collection agency that gets your money back quickly

Welcome to Jack Russell Debt Collection & Legal Process Servers Ltd. We rank amongst the UK’s most prominent debt collection agencies, offering a professional, streamlined service that’s trusted by thousands.


*on undisputed debts*

You only pay once we’ve secured the collection – and that’s a guarantee. Simple, straightforward: a win-win situation for you.

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How we go the extra mile to secure the stability of your business and keep your cashflow in the best possible position

Being lumbered with bad debt can spell cashflow problems for any business: in worst-case scenarios, putting your entire financial future in jeopardy. Thankfully, at Jack Russell we have an impressive track record of recovering debts that other collection agencies cannot. We have successfully collected debts for over 30 years. What’s more, we’ll always aim to do so completely FREE OF CHARGE, subject to our T&Cs. We also offer low commission rates from 5%, depending on age and size of the debt. 

Our very own Kerry Bland here provides essential advice on staying clear of bad debt, managing your cashflow effectively and safeguarding your business. Read our testimonials now or explore our blog.

Proud members of:

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London Chamber of Commerce and Industry logo
Greater manchester Chamber of Commerce logo
North Cheshire Chamber of Commerce
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A debt collection service that leaves no stone unturned. We work tirelessly to ensure even the most difficult of debts are rapidly recovered.

Commercial Debt Recovery

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How does it work?

We follow a streamlined and straightforward process that’s geared towards yielding optimal results for you, fast. The end result? You get paid. It’s that simple. We’ll take on any debt over £500 (subject to the customer's agreement with the T&Cs),  after which we’ll make a final demand to your debtor, follow this up with a telephone call, then proceed to doorstep collection. We will then agree on a series of instalments with those debtors who are willing, but unable, to pay back the full amount in one go.

After this stage, our legal team will issue count court action claims, helping you through the minefield that the process can entail. A judgment or order entails, followed by the enforcement of that order using our own highly trained and successful High Court Sheriffs.


We have extensive experience in bankruptcies and winding-up petitions, although this is an area in which common sense must be applied; there ought to be sufficient assets on the table to satisfy not only your outstanding debt but also the related costs for issuing these types of legal action.

We have ample experience in recovering bad debts for businesses the length and breadth of the UK – a service that is backed by our professional in-house legal team. Indeed, our tracing and investigation resources are such that we are able to achieve results few recovery firms could hope to match.

We work with High Court enforcement officers to recover the debt you are owed. Let’s break down the ways in which our commercial debt collection service could help your company’s cashflow problems.

  • If we can’t collect, you pay nothing. Our guarantee

  • We work nationally, boasting an impressive track record of success

  • We’re tough on quality control, thorough in our investigate methods, competitive on our prices

  • Undisputed debts only


Pre-Legal Debt Collection

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Post-Legal Debt Collection

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Pre-legal debt collection is the preferred choice when it comes to recovering the money you are owed. Better for every party involved. Why? Because there are no legal proceedings involved. That means you receive your money quicker and in a simpler and more straightforward manner, there are no court fees to pay, and the debtors themselves are given the opportunity to settle their debt without the potential stress that court proceedings can entail.

At Jack Russell, we understand you may have tried everything to recover your funds using your company’s internal methods. Before you consider legal action, speak to us. And remember: no success, no fee.

When legal proceedings become necessary, we employ a combination of our industry knowledge and sustained determination to obtain a result that works in your favour. We simply ask the customers to pay the court fees.


At all times we operate in a manner that reflects well on your business and upholds your existing customer relations.


We work non-stop to keep court fees as low as possible for you, providing you with a variety of litigation procedures and advising on the best course of action for you. Where disputes arise, we offer practical advice that helps you find a speedy and satisfactory resolution. 

We can add interest on your behalf under the late payment act.

Legal Debt Collection
  • Are you happy to meet in person?
    If it is a particular sensitive subject, our team are happy to come and meet you in person. Call to arrange a face-to-face meeting or catch up with me at one of our networking events.
  • When do we serve the legal documents?
    Same day service available for urgent matters.
  • What does it cost to issue a statutory demand?
    Anything from £150+ subject to location where we must deliver the papers. Call us for a quote.
  • How is my data protected?
    View our policy page.
  • How long will it take to collect the debt?
    In some cases, it may take longer, but we have had cases sorted within 24 hours.
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Fed up with dealing with late payers?

Our experienced recovery works swiftly and decisively to recover the monies you are owed. 

Call Free 0800 068 5151

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